August 1, 2008
Dear Company:
Your company has made several errors on my credit report, and I ask for your immediate assistance in correcting these errors. Under the Fair Credit Reporting Act, you have a legal obligation to make these corrections.
I believe the errors result from the fact that another man in Springfield has the same name as mine, and his credit history is appearing on my current credit report. As a result, I have been unable to obtain a car loan, and am sure to face problems when I apply for a home loan next week.
Following are the errors in my report:
Line 16: Two bankruptcies.
I have never declared bankruptcy.
Line 24: Slow payments to the Adventure Works store.
I have never shopped at Adventure Works.
Line 31: Checking account at Woodgrove Bank frequently overdrawn.
While I do have an account at Woodgrove, it was overdrawn only once in the past nine years.
Please take care of these problems at once. I am applying for a pre-approved home loan next week, so it is imperative that you deal with this immediately. Please phone me at (425) 555-0190 to notify me when this problem has been resolved.
Thank you,
Bobbi Jane Brown
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